the overview looks interesting and somewhat promising. i think it looks promising becauase it's not as "socialized" as i expected. it's based on the freemarket ideas, and it's provides some security to the purchaser.
what i would like to see is reform in the insurance industry such that there's more choice about care providers and types of medicine/healing. right now, the companies are so steeped in the western med and pharm industries that if you do not utilize that form of medicine, there's pretty much hardly any point in buying insurance beyond for emergency use.
i talked to a friend in the industry, and he sees it like this. he says that he feels that the policy for a given "condition"--say pregnancy--should be about allotments. it is, afterall, "your money" in a dollar-for-dollar sense.
so, he feels that the insurance company should say "ok, if you go our way, then we pay for everything. if you go your way, then you have an $8,000 budget to spend on what you would like for health care provided that it is for your own health." he said that the insurance company could reject things--like buying your maternity clothes--but would accept other things like yoga classes, massage, chiropractic, midwifery care, and so on.
this makes so much sense to me. for the past 8 years, we've put our money in each month for coverage through my husband's work. it's great to have in case of emergencies--but we haven't had any of those. and, we've hardly used it for more than our check ups--no medications, no nothin' else.
kinda annoying to put aside $300/mo in premiums--totalling $28,800--and not getting to use any of it in a way that makes sense for us.